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Top Trends That Will Reshape the FinTech Sector in 2022

The fintech sector is increasing, with global financing growing by 96% in the last year. The more technology-driven innovations within this field are changing….




The fintech sector is increasing, with global financing growing by 96% in the last year. The more technology-driven innovations within this field are changing, and the more fintech companies are evolving into “decacorns” (companies that are valued at over 10 million dollars.)

Additionally, during periods of pandemics, most financial firms required technological change. Customers of financial services are slowly moving into the digital world, preferring internet-based services over traditional ones.

This has led finance companies to make quick choices, adopt the most current technologies into their services and continuously enhance their customer service.

So, what trends in Fintech will impact the business and affect how decision-making is made in the finance industry or Fintech in 2022?

Here are a few popular trends that we are going to observe in the Fintech Industry

AI, And Also ML

Artificial Intelligence (AI) and Machine Learning (ML) have improved the financial sector as an online payment solution. They have allowed banks to process an enormous quantity of data and draw conclusions through their capacity to discern patterns in real-time, which helps in quick decision-making.

They are increasing the efficiency and, at the same time, functioning effectively. This has led to the various banking processes being efficient and cost-effective. AI improves the productivity of employees by 59 percent in the banking sector.

It has reduced defaults on loans and made transactions more secure and secure, improving the customer experience.

In 2030 banks will be able to cut expenses by 22% and save around 1 trillion. Numerous fintech companies are constantly exploring the fields of AI that can be useful for banks and their fraud detection procedures as well as customer service, loans and credit decisions.

Embedded Finance

Embedded Finance is a recent fintech trend that is expect to expand rapidly by 2022. The concept behind embedding finance is the ability to connect the payments for insurance, loans, debit cards, loans, and investment instruments on almost every non-financial service.

Embedded financial services are particularly beneficial to businesses operating on the internet because they can speed up transactions, which helps improve customer loyalty. Before this, customers needed to visit the bank to obtain loans, submit an application, go through an assessment test, and wait for the approval.

Thanks to embedded finance, consumers can obtain credit and buy anything they want with only a couple of clicks on a website. The future for this trend is impressive, particularly for embedded payments.

Cloud Banking

Banking processes are more efficient and less susceptible to error if they are based on cloud-based infrastructure. Mobile money solutions or cloud-based banking can be ideal for seamless payments worldwide, including P2P transfers and contactless payments.

The development of machine intelligence and artificial intelligence has provided incredible benefits to those working in the financial sector.

Big Data

In the context of the most recent technological trends in finance, we should not ignore the topic of Big Data. The term “Big” Data in finance is use to describe the vast amount of unstructured and structured data that financial institutions. And banks can use to forecast the behaviour of consumers and formulate strategies.

Every second, the finance industry receives, processes and creates massive quantities of data. Structured data is kept in a company’s internal systems to provide crucial information to make decisions at the right moment. Unstructured data comes from different sources in an ever-growing quantity, offering an enormous analytical capacity.

Modern financial technology makes it possible to use Big Data to predict customer behaviour. And create sophisticated risk assessments that differentiate the traditional financial institutions.


This term is commonly utilize in connection with cryptocurrencies. But, the financial sector is also using it to enhance workflow processes. Blockchain technology can provide an extremely secure transaction in both ways.

This can be extremely helpful in avoiding fraud and aid in the ease of compliance with audits and other regulatory requirements. With the help of blockchain transactions, investments and payments can be made more efficient and error-free.

The consensus is that Blockchain will affect the packaging industry with the most incredible intensity by 2022. Naturally, Blockchain and the protection it gives will be around for the foreseeable future.

Rise of Neo/Digital Banks

The breakaway from the traditional market, Neo, digital banks or even digital wallet solutions have overtaken the reign of the only significant banks by making banking more convenient and easier to access. The role of banks in general branches will decrease because the majority of transactions will be conduct on the internet.

These banks could be cheaper than traditional banks and without branches physically. Thanks to advances in biometrics, artificial intelligence, cyber security, the ability to bank online, or having a digital wallet solution. And customers can now access a vast array of personal financial services and data in moments on their devices.

These banks could be cheaper than traditional banks and without branches physically. Thanks to advances in biometrics, artificial intelligence, cyber security, the ability to bank online, or having a digital wallet solution. And customers can now access a vast array of personal financial services and data in moments on their devices.

In India, the complete digitalization of banks isn’t allow under current RBI rules. Fintech businesses have been operating since Neo Banks built on traditional banking options, including YONO through SBI, Kotak 118, RazorpayX and NiYO.

Globally, Neo bank has registered a CAGR of 50.6 percent between 2016 and 2020. With India’s smartphone export (and use) increasing rapidly and increasing, there is an enormous potential for Neo-banking to develop.


The market for online shopping has significantly increased over the past two years. And there is a significant demand for easy and secure electronic payment methods. This is why many e-commerce companies have joined forces with fintech companies to develop custom gateways. And websites to make sure that customers don’t abandon their sites because of payment choices.

A smooth checkout process has become an integral aspect of sales on e-commerce as strategies for a quick and efficient payment procedure are vital for increasing conversion rates.

According to a study, there has been an average increase of five percent in the international cross-border flow of payments. eCommerce. And international transactions offer huge growth opportunities for even small enterprises since most customers expect straightforward payment options.

Customer Service

The primary goal of the financial industry is to offer customer-centric solutions. Experience for customers is crucial, and for the new generation of customers, speed and convenience access to information without risking security are vital.

Generation X hates visiting the banks, filling in forms, printing, and signing the documents. The primary goal will be to automate the process of financial transactions entirely and get rid of the manual process completely.

Summing Up

It is a constant change process, and the banking industry is among the most important sectors. The rapid digitization process ensures that financial and banking services will not be disrupt under challenging times like Covid-19.

Breaking shift from the conventional market, Neo, digital banks, or even digital wallet solutions have surpassed the dominance of the only significant banks by making banking more convenient and accessible.

International transactions made through e-commerce provide enormous opportunities for growth, even for small businesses, as most customers want simple and easy payment choices. Therefore, these digital aspects will boost growth for the entire fintech industry.

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Best Practices to Grow Your Business with Web to Print Solutions




Best Practices to Grow Your Business with Web to Print Solutions

Magento is considered one of the most widely used eCommerce platforms in the world. The platform is widely used by B2C and B2B firms globally, with over 250,000 merchants. Magento gives merchants growth, which is why it is one of the top eCommerce systems.

It has become a vital tool for businesses that are looking to expand their presence online and boost sales in the printing industry. When you put these solutions effectively into practice and then use them, it can greatly improve the growth and market visibility of the company. 

Read about some leading practices to growth with end-to-end Web to Print Solutions.

What is Magento Web to Print?

Magento Web to Print refers to a solution that integrates web-to-print technology into the Magento e-commerce platform. It enables users to create and customize printable products such as business cards, stationery, promotional items, apparel, and more directly within the Magento environment.

Thanks to this technology, clients can use the user-friendly tools and templates that Magneto stores provide to customize and design their desired products. Users may alter text, add images, change colors, and even adjust design elements to create personalized, one-of-a-kind products using Magento Web to Print. Before you even place an order, the customers will be able to view the finished product, and if they are satisfied, then only the design will be finished.

Tips to Grow Business with Magento Web to Print Solutions

Customization Capabilities

You should make sure there are lots of customization choices available for your Magento web-to-print solution. The option to customize printed goods is something that customers appreciate. When you give customers a chance to easily customize text, colors, pictures, and design components, it gives them the ability to produce one-of-a-kind items, which increases user engagement.

Plugin Web-to-print

One of the best ways to add data consolidation, process automation, and product customization to your online print store is through the Magento web-to-print plugin. The plugin can also offer optimized order and customer management modules with experience-enhancing features. Whenever implementing best practices, make sure to settle for no less than premium features as it not only helps growing business but also makes the experience hassle-free for the customers.

User-friendly Interface

Understanding the priorities and convenience of customers is what takes you closer to growth, and the most crucial element here is settling down with a User-Friendly Interface. The success of a web-to-print solution depends on its user interface. You must ensure users can easily and seamlessly navigate the Magento platform and its web-to-print extension. Customers will be more likely to use and return to your website if it is easy to navigate, has clear instructions, and has an intuitive design tool.

Mobile Responsiveness

You should ensure your Magento web to print solutions is mobile-responsive, given the rise in the popularity of mobile devices. This increases the convenience and reach of your consumer base by enabling users to design and order things from their smartphones or tablets easily. Today, you cannot undermine the importance of mobile responsiveness as it can get you some loyal customers and set the stage for large visitors to your products.

Enhance the SEO of your Magento Store

If your clients are not able to find you online, then it means expanded skills, personalized platforms, and experiences are not that good. You must optimize your Magento store for search engines and other digital channels to guarantee that your platform has the best possible exposure and reach toward your target market. To that end, you need to brainstorm some wonders of SEO practices and step up with growth. 

Improve the Magento Checkout Process

E-commerce platforms encounter a major issue with high bounce rates and shopping cart abandonment. The lengthy and tedious checkout procedure is one of the main reasons people give up on a purchase. You ought to streamline your checkout procedure to ensure your clients do not defect to your rivals. You need to implement some best-in-class strategies to streamline your checkout procedure.


Businesses may optimize the potential of Magento web-to-print solutions by putting these best practices into practice. At Brush Your Ideas, we power you with world class solutions that are dedicated for your business growth and strengthen your position in the competitive world. Choose our tool to enjoy the magic of success ahead.

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Tips to Follow When Submitting Your First Axis Bank Credit Card Application





Many advantages come with credit cards, including the chance to accrue reward points, an interest-free grace period, support through tough financial circumstances, and the elimination of the need to carry cash.

Even if having a credit card can be advantageous and provide numerous advantages, if you want to make the most of it, you must practice using the correct card properly and logically. For many people, especially those who are new to using credit cards, picking the best credit card to apply for may take some time because there are so many credit cards available from so many different credit card issuers.

A variety of verification processes must be successfully completed before utilizing a credit card and beginning transactions. 

The following is a list of some of the checkpoints that fall within this category:

Take into account your buying preferences and habits.

Despite the fact that you can apply for a variety of credit cards, the bulk of them are made to manage particular kinds of purchases. Some purchases will make this easier for you to do than others. These perks come in many forms, including special treatment, price cuts, rewards, points, coupons, and rebates. 

While some credit cards may give additional reward points for purchases like travel, dining, or accommodation, other credit cards might pay cashback on routine expenses like gas or other charges. On a variety of various kinds of transactions, cashback is offered. Make sure the axis bank credit card you select offers the features and advantages that best suit your lifestyle and spending habits.

Find out how much the first year, the renewal, and any additional costs will cost.

In general, credit card issuers charge cardholders a variety of fees, such as yearly fees, penalties for late payments, costs related to incentive redemption, and, among other things, cash advance/withdrawal fees. These charges may vary based on the type of credit card used. Before choosing a certain credit card, it is a good idea to compare each of these fees because they vary between lenders and card types. Given the numerous benefits and functions credit cards provide, this is accurate. Keep in mind that after you’ve filed your credit card application, you can check on axis bank credit card status to stay updated. Some credit card providers will forgo the annual charge and membership cost in return for a set monthly payment. Not all credit card firms, though, run their businesses in this way. After carefully examining the many fees and costs imposed by various lenders, you should choose a axis bank credit card whose advantages, such as cashbacks, discounts, and reward points, surpass the numerous essential fees and costs imposed by the credit card issuer. To see if you qualify for a joining incentive, check your eligibility.Before choosing a credit card and completing an application, make certain that there is a sign-up bonus available. Many credit card firms provide welcome gifts, sometimes known as joining bonuses, to entice new customers. Gift cards, freebies, extra reward points, or a variety of other incentives could be included in these bonuses. If you want to receive joining bonuses in addition to other benefits like cash-backs, discounts, and other incentives, seek for them before applying for any credit card and compare them to credit cards. You’ll ensure that you get additional perks like cash-backs, discounts, and other incentives by doing this. Keep in mind that you can check on the progress of your credit card application after you’ve filed it to keep updated through axis bank credit card status facility.

Any prospective charges and expenses should be noted.Even while paying your axis bank credit card debt in full after it is past due is never a sensible choice, comparing financing charges before applying for a credit card is a smart one. This is true even though it is a wise idea to compare financing rates before applying for a credit card. If a bill is not paid in whole by the due date or early, the credit card company has the authority to apply financing fees to the account. When a payment or cash withdrawal is made with a credit card after the payment is due, additional financing costs are necessary in addition to the late payment fees and cash advance fees that have already been assessed. Remember to use the rewards program.Credit card incentive schemes fervently promote the usage of credit cards by offering a wide range of benefits and privileges. Gift cards, cash back incentives, reward points, air miles, discounts, coupons, and a variety of other choices with a similar goal can be used as this type of axis bank credit card payment support. When deciding whether or not to apply for a credit card, it is important to consider not only these benefits but also the award expiration date of the card and the available redemption possibilities. Credit card rewards can be used in a variety of ways, but the majority of them expire after two to three years. Giving cards can be used both offline and online at participating merchants, and reward points can even be exchanged for past-due credit card payments. Therefore, before submitting a credit card application through the credit card application, make sure you are aware with the rewards program. Selecting the credit card with the rewards program that best suits your current way of life is the next step. Finally, remember that once you’ve applied for a credit card, you may check the axis bank credit card status to see where things stand. Last but not least, it’s critical to comprehend why taking into account the aforementioned criteria is crucial rather than applying for any credit card. The claim is that you won’t be able to maximize the benefits in accordance with your spending habits and shopping preferences if you apply for and use “any card” rather than one that has been carefully considered and is suited.

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In this blog, we’ll present a collection of fun and innovative Halloween costume ideas that will transform you into the ultimate “spooktacular” teacher. From classic literary characters to scientific icons, historical figures to superheroes, there’s something for every teacher looking to add an extra touch of Halloween magic to their classroom.


Here are some teachers Halloween costume ideas

Literary Legend: Bring your favorite literary character to life! Dress up as Alice in Wonderland, Sherlock Holmes, Miss Frizzle from “The Magic School Bus,” or even a whimsical Harry Potter character like Professor McGonagall.

Historical Hero: Pay homage to influential figures from history. Become a famous scientist like Albert Einstein or Marie Curie, a courageous leader like Abraham Lincoln or Joan of Arc, or a groundbreaking artist like Frida Kahlo.

Super Teacher: Embrace your inner superhero by creating a unique teacher alter-ego. Design your superhero costume with a personalized logo that represents your teaching superpowers, like “Captain Calculus” or “Ms. Wordsmith.”

Math Maven: Make math more magical by dressing up as a math wizard. Don a robe covered in equations, wield a wand made of rulers, and challenge your students to math puzzles throughout the day.

Science Sorcerer: Transform into a science sorcerer with a lab coat, goggles, and a few vials filled with mysterious substances (water, of course!). Explore the wonders of the universe with your young scientists.

Geography Guru: Turn geography into an adventure by dressing up as an intrepid explorer. Add a safari hat, a compass, and a world map to your ensemble and take your students on a global journey.

Artistic Ace: Unleash your artistic side by becoming a famous painter or sculptor. Dress up as Leonardo da Vinci, Vincent van Gogh, or Frida Kahlo, and inspire creativity in your classroom.

Tech Whiz: Embrace the digital age by dressing up as a tech-savvy guru. Adorn yourself with wearable gadgets and accessories that represent the modern tools of education.

Music Maestro: Be the maestro of Halloween with a music-themed costume. Dress up as a famous composer like Ludwig van Beethoven or as a rock star music teacher to inspire the young musicians.

Storybook Teacher: Combine elements of classic fairy tales to create a whimsical storybook teacher costume. Incorporate elements from “Little Red Riding Hood,” “Goldilocks and the Three Bears,” or “The Three Little Pigs.”

the key is to have fun and let your creativity shine through your chosen costume. It’s an excellent opportunity to engage your students, spark their imaginations, and create a memorable learning experience. Happy Halloween!

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