Business
What is OTP and How does it Prevent Unauthorized Access?

OTP stands for a one-time password, it is a unique string of characters that allow users to authenticate their identity before login into their account. With the help of OTP, users get a single login attempt to access their accounts.
OTP helps users to start their login session securely. We all will accept the fact that online fraud has become quite common nowadays. A bit of carelessness from the users’ end can cause more significant harm, which is why we should be cautious while making online transactions.
SMS OTP verification and two-factor authentication (2FA ) are considered the most effective solutions that not only prevent the possibilities of online fraud but also authenticate the identity of the users. Business use OTP and two-factor authentication to verify and protect their customers’ personal information from online fraudsters. With the help of this method, they quickly validate the authenticity of the user from anywhere in the world.
Today in this article, we will discuss the working functionality of OTP and 2FA and how they benefit businesses and users.
So let’s get started
What is OTP (One-Time Password)?
OTP (One-Time Password) is a unique and advanced identity verification tool that authenticates the identity of users before they access their accounts. Users receive a unique string of characters; with the help of these characters, they can start their login session and access their accounts. OTPs have some unique features, such as time, sensitivity, and single use. These features help businesses and end users to have a higher level of protection against online fraud and data leaks.
What is the Working Functionality of OTP?
Whenever a user tries to access his account using an unauthorized device, an OTP generator that works with an authentication server (with the shared token) verifies the identity of the user by sending OTP to mobile number.
OTP generator utilizes hashed message authentication code algorithm, which generates random codes for end users’ requests. OTPs are designed to work once only in a given time frame.
What are the OTP (One-Time Password) use cases and examples?
There are endless OTP use cases and examples. Some of them are given below:
- Financial services and digital banking sectors use OTP (One-Time Password) and 2FA to authenticate their users’ identities. With the help of these systems, they prevent online fraud and spammers.
- IT services use OTP services to authenticate work devices, signup, and login, password recovery, and many more.
- Business administration and government services use OTP for multiple purposes.
- Health care, retail, and e-commerce use mobile OTP verification to ensure product and service delivery.
What are the Benefits of Using OTP?
Online fraud and spamming are quite common nowadays. That’s why businesses always communicate through secure channels to secure the personal information of their users and employees.
There are many benefits of using OTP, some of them are listed below:
- OTP helps us to protect our data and acts as a security bridge between users and spammers
- Convenience and ease of use
- Scalable
Prevent Identity Theft
With the help of OTP messages, businesses secure their communication with their customers. OTP for authenticating the identity of a user makes it quite difficult for someone to break into a customer’s account and access his personal information. Let’s understand this with the help of a simple example,
Suppose an unauthorized person is trying to access someone’s account, the actual account holder will get an OTP and he will have an idea that someone is trying to access his account. The user will have enough time to take precautionary measures to prevent unauthorized access. Also, the organization will not allow that unauthorized person to access the account if he cannot clear all the security checks, and that’s how OTP works. The user will have complete information about such activity and he can take further steps to protect his account.
Highly Impossible to Guess the Exact OTP
An algorithm generates OTPs. These are unique strings of characters that involve numbers and alphabets. For an unauthorized user, it’s challenging to guess the exact OTP.
Improves the User Experience
The success of any organization depends on how it develops a bond of trust with its customers. As per research, when a customer feels secure and safe, and have a sense of security with their personal information, and they feel more connected with the brand and become loyal customers.
With the help of OTP and two-factor authentication, organizations not only help their customers to have a secure communication channel but also gain their trust.
Tips to Keep your Password Safe from Online Fraudsters
Multilevel authentication allows users to protect their data and sensitive information from hackers. However, you should be very careful with authentication passwords.
Here are some useful tips that will help you to maintain good password habits
- Avoid sharing your password.
- Never use the same password for multiple accounts.
- Keep your password unique and use special characters, numbers, alphabet, and case-sensitive symbols. In that way, you can prevent hackers from guessing your passwords.
- Do not use online portals for securing susceptible information
- Always use a multilevel data authentication process to keep your information safe from unauthorized attempts from hackers.
Frequently Asked Questions
What is two-factor authentication?
It is a type of multiple-level authentication used to authenticate users’ identities and offers additional layers of security parameters. It is a process in which users are required to enter two factors before login into their accounts.
Two-factor authentication offers a higher level of security than single-factor authentication, which is why businesses use multilevel authentication to identify the authenticity of their users and employees.
How can I get my OTP code?
Whenever users try to access their account from an unauthorized device they receive an OTP message text or email for starting their login session.
Once they enter the received OTP, the transaction will be sent for authentication and the merchant website will allow users to access their merchant account.
Business
What Companies Are in the Consumer Services Field?

The consumer services field is a large and diverse industry. It includes companies that are involved in retail trade, the media, food distribution, and services ranging from healthcare to finance to hospitality. These companies rely on technology to provide the best possible experience for consumers. They need technology professionals to implement digital transitions, pick the right software and tools, and conduct training.
Walt Disney Company
The Walt Disney Company (Disney) is a multinational media and entertainment conglomerate. It operates broadcast and cable television networks; domestic radio stations; and theme parks, resorts, and hotels. The company also produces live-action and animated movies; direct-to-video content; musical recordings; and live stage plays. Its media network includes ABC, ESPN, and Disney Channel. The company also owns the Disneyland resort and hotel in California. It has several subsidiaries and is headquartered in Burbank, California. The company is best known for its films and theme parks, including the merchandising of the characters Mickey Mouse and his friends.
Amazon
Amazon is a multinational technology company that focuses on e-commerce, cloud computing, digital streaming, and artificial intelligence. The company also offers several subscription services. The company is known for its innovative and user-friendly interface which has made it the preferred choice of many customers worldwide. It is also known for its customer service and quality products. It is a leading online marketplace that provides a platform to its third-party sellers for displaying and selling their products. These merchants sell their products at competitive prices and earn commissions from each sale. It also collects fees from these merchants for storing and packaging their products for sale on Amazon.
Carnival Corporation & plc
Carnival Corporation & plc is the largest cruise vacation group in the world with nine global brands providing great vacation experiences. Based on its relentless commitment to exceeding guests’ expectations, its nine cruise line brands deliver extraordinary vacations at an exceptional value.
It operates a fleet of more than 90 ships visiting over 700 ports worldwide under normal operating conditions. The company’s Cruise Line, Princess Cruises, Holland America Line, Seabourn, AIDA Cruises, Costa Cruises, P&O Cruises (Australia), and Cunard line brands together historically host nearly 13 million annual passengers. The company operates a dual listed company (“DLC”) arrangement whereby the businesses of Carnival Corporation and Carnival plc are combined through several contracts and provisions in their Articles of Incorporation and By-Laws and Articles of Association. The shares of both companies are listed on the New York Stock Exchange for Carnival Corporation and the London Stock Exchange for Carnival plc.
For more: businesstechtime.com
ExxonMobil
ExxonMobil, which was formed by the merger of the two oil companies Exxon and Mobil in 1999, is an American multinational corporation engaged in the exploration, production, refining, and marketing of crude oil and natural gas. It is one of the largest companies in the world and has a market value of more than $1.5 trillion.
In addition to its oil and gas operations, ExxonMobil manufactures a range of products and services including chemicals, lubricants, fertilizers, plastics, pharmaceuticals, and fuel additives. ExxonMobil has known for years that the burning of fossil fuels was causing climate change and that it would cause severe economic harm, yet it has spent decades refusing to acknowledge this and spreading misinformation. The company has been accused of using similar tactics as the tobacco industry to spread doubt about climate science.
Tangerine Bank
Tangerine Bank is one of Canada’s leading digital banks, offering simplified everyday banking to its Clients. It offers banking that’s flexible and accessible, innovative products, fair fees, and award-winning Client service. Tangerine has chequing and savings accounts, credit cards, mortgages, lines of credit, RSPs, and investment funds. These accounts offer several benefits, including a mobile app and free Interact e-Transfers. In addition, you can deposit your money into a Tangerine Bank GIC, which comes with low rates. You can also open a Tangerine Money-Back Credit Card, which earns 2% cash back on purchases in two categories (or three categories if you use your Tangerine Savings Account to make direct deposits), and 0.5% cash back on everything else.
Business
How Renting Fitness Equipment Can Help You Achieve Your Health Goals

It’s no secret that regular exercise is essential for leading a healthy lifestyle. However, many people struggle to find the time or motivation to make it a priority. One solution to this problem is to rent fitness equipment for use at home. In this article, we’ll explore the benefits of renting fitness equipment and how it can help you achieve your health goals.
Bike on Rent
One of the most popular pieces of fitness equipment is a Bike on Rent. This is because cycling is a low-impact form of exercise that can improve cardiovascular health and increase endurance. By renting a bike, you can enjoy the benefits of cycling without the high cost of purchasing your own equipment. Additionally, renting a bike allows you to try out different models to find the one that suits your needs and preferences.
Fitness Equipment on Rent
Of course, bikes are not the only type of Fitness Equipment on Rent. Treadmills, elliptical machines, and weight training equipment are also available for rent. These machines provide a wide range of exercise options to help you achieve your health goals. Whether you’re looking to burn fat, build muscle, or improve your overall fitness, there’s a piece of equipment that can help you achieve your goals.
Benefits of Renting Fitness Equipment
Renting fitness equipment has many advantages over buying your own. Firstly, it’s much more affordable. Purchasing your own equipment can be expensive, and you may not have the funds to buy everything you need. By renting equipment, you can pay a smaller amount each month and still get access to high-quality equipment.
Secondly, renting allows you to try out different types of equipment without committing to a purchase. If you buy a piece of equipment and later find that it doesn’t suit your needs, you’re stuck with it. When you rent, you can easily switch to a different machine if you find that you’re not getting the results you want.
Another benefit of renting fitness equipment is that it allows you to exercise at home. Going to a gym can be time-consuming and expensive, especially if you have to pay for a membership. With your own equipment at home, you can work out whenever you have the time and without the need for extra fees.
Renting fitness equipment also provides you with the opportunity to set and achieve your health goals. When you have equipment at home, it’s easier to stick to a routine and make exercise a part of your daily life. With consistent exercise, you can improve your overall health, reduce the risk of chronic diseases, and feel better both physically and mentally.
Conclusion
In summary, renting fitness equipment is an affordable and convenient way to achieve your health goals. Whether you’re looking to improve your cardiovascular health, build muscle, or lose weight, there’s a piece of equipment that can help you achieve your goals. By renting, you can enjoy the benefits of exercise without the high cost of purchasing your own equipment. So, if you’re looking for a way to make exercise a part of your daily life, consider renting fitness equipment today.
Business
Powerful Flashlights: Luminous Intensity, Lumen, and Lux

Introduction
Flashlights are an essential tool for many activities, such as outdoor camping, hiking, and hunting. When choosing a flashlight, it’s important to understand the measurements used to quantify its brightness and range. Luminous intensity, lumen, and lux are the key measurements used to describe the brightness and range of a flashlight. In this article, we’ll explore these terms and their relationships to one another, with a focus on Imalent’s powerful flashlights, the SR32 and MS18.
What is Luminous Intensity?
Luminous intensity apply to the amount of light emitted from a light source in a particular direction. It is measured in units of candela (cd). A candela is defined as the luminous intensity, in a certain direction, of a source that emits monochromatic radiation of frequency 540 terahertz and that produces a radiant intensity in that direction of 1/683 watt per steradian.
What is Lumen?
Lumen applies to the measurement of the entire amount of light emitted by a source of light, regardless of direction. It is measured in units of lumens (lm). One lumen is equal to the amount of light emitted by a source that emits monochromatic radiation of frequency 540 terahertz and that produces a radiant intensity in that exact direction of 1/683 watt per steradian.
What is Lux?
Lux is a measure of the amount of illumination that falls on a surface per unit area. It is measured in units of lux (lx). One lux is equal to one lumen per square meter. Lux can be used to describe the illumination of a surface, such as a desk or a room.
The Relationship between Lux and Lumen
Lux and lumen are related by the distance between the light source and the surface being illuminated. The farther the distance, the lower the lux level, even if the lumen output remains constant. Conversely, the closer the distance, the higher the lux level. This relationship is important when selecting a flashlight, as it can impact the effective range of the beam.
The Relationship between Luminous Intensity and Lumen
Luminous intensity and lumen are related, but not interchangeable. Luminous intensity measures the amount of projected to a particular direction, while lumen measures the total amount of light emitted. A flashlight with high luminous intensity can have a lower total lumen output than a flashlight with lower luminous intensity.
The Formula for Calculating Luminous Flux
Luminous flux is considered as a total amount of light emitted by a light source, measured in lumens. The formula for calculating luminous flux is:
Luminous Flux (lm) = Luminous Intensity (cd) x Solid Angle (sr)
Imalent’s Powerful Flashlights: SR32 and MS18
Imalent offers two powerful flashlights, the SR32 and MS18, which demonstrate the importance of luminous intensity, lumen, and lux in flashlight selection.
SR32
The Imalent SR32 is a super bright, high-candela, long-range flashlight with an output of 1,092,000 cd and 120,000 lumens. The SR32 has a maximum beam range of 2080 meters. Its high luminous intensity allows for a long-range beam with a narrow spotlight, making it ideal for search and rescue missions, outdoor exploration, and hunting.
MS18
The Imalent MS18 is a powerful floodlight with an output of 100,000 lumens and a maximum beam distance of 1350 meters, making it one of the brightest and most versatile flashlights on the market. Its high lumen output and wide beam angle make it ideal for outdoor activities, camping, and emergency situations where a bright floodlight is essential. The MS18 is also incredibly durable and features a waterproof and impact-resistant design, ensuring it can withstand even the toughest environments.
Conclusion
In conclusion, understanding the concepts of luminous intensity, lumens, and lux is crucial when purchasing a flashlight. A high-candela flashlight is ideal for long-range spotting, while a high-lumen flashlight is best for floodlighting. It’s important to note that a flashlight with a high lumen output doesn’t necessarily mean it has a high candela output, and vice versa.
When choosing a flashlight, consider the beam distance, beam intensity, and beam angle to determine the best option for your needs.
Imalent offers a range of powerful flashlights, including the SR32 and MS18, which boast impressive luminous intensity and lumen outputs. These flashlights are perfect for outdoor activities, search and rescue missions, and other situations where a bright, long-range light is necessary.
With Imalent, you can be assured of a quality, durable flashlight that will provide you with reliable illumination when you need it most.
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